What program provides state-administered health insurance for low-income individuals?

What program provides state-administered health insurance for low-income individuals?

• A. Medicaid
• B. Medicare
• C. CHIP
• D. Social Security

Answer: (A)

Medicaid is a joint federal–state health insurance program designed to cover people with low incomes. States administer eligibility and benefits within federal guidelines, which is why it’s described as state-administered. Medicare differs: it’s a federal program mainly for people 65 and older or certain younger people with disabilities. CHIP is similar in administration but targets children in families with income above Medicaid thresholds, not all low-income individuals. Social Security isn’t health insurance at all; it provides retirement and disability benefits. So, Medicaid best fits the description of state-administered health coverage for low-income individuals.

Medicaid is a joint federal–state health insurance program designed to cover people with low incomes. States administer eligibility and benefits within federal guidelines, which is why it’s described as state-administered. Medicare differs: it’s a federal program mainly for people 65 and older or certain younger people with disabilities. CHIP is similar in administration but targets children in families with income above Medicaid thresholds, not all low-income individuals. Social Security isn’t health insurance at all; it provides retirement and disability benefits. So, Medicaid best fits the description of state-administered health coverage for low-income individuals.